01
Dashboard
Your net worth, instantly
See total net worth at a glance, swipe through account cards sorted by recent usage, hide balances with one tap, and review your five latest transactions.
Personal finance for iPhone & iPad
Know your net worth. Stay in control.
Monlio is a calm, manual finance tracker for iPhone and iPad — multi-currency accounts, crypto and stocks, swipeable dashboard cards, built-in calculator, and optional iCloud sync.
App Store link will appear here at launch.
Built for clarity and control
No bank linkingOffline-firstMulti-currencyBuilt-in calculatorSwipeable cardsiCloud syncFace ID lockCrypto & stocksNo bank linkingOffline-firstMulti-currencyBuilt-in calculatorSwipeable cardsiCloud syncFace ID lockCrypto & stocks
0
Bank connections required
100%
Offline-capable
Multi
Currency & asset support
iCloud
Optional sync across devices
Features
Five screens. One complete picture.
Scroll to explore each screen — net worth, accounts, transactions, and more.
02
Accounts
Every account, one view
Organize fiat, crypto, and stock accounts in one list — each with live balances and converted values in your default currency.
03
Transactions
Full transaction history
Browse every income, expense, transfer, and exchange entry. Filter by type, account, category, or date to find what you need fast.
04
Add transaction
Log it in seconds
Add income, expenses, transfers, or exchanges with category chips and a built-in calculator — use +, −, ×, ÷ to total amounts before saving.
05
Reports
See where money goes
Track income vs. expenses across daily, weekly, monthly, quarterly, and yearly views — with top categories, trends, and period-over-period comparison.
Also included
Everything else, built in
Multi-currency support, live asset prices, offline storage, and more — no add-ons required.
Multi-currency
Per-account currencies, default currency for totals, ECB rates via Frankfurter.
Assets
Live crypto prices (CoinGecko) and stock prices (Yahoo Finance).
Sync
Offline-first SQLite storage with optional iCloud sync across Apple devices.
Security
Face ID, Touch ID, or passcode app lock; sign in with Apple or Google.
Design
Light and dark mode, iPad layout, onboarding, haptics, draggable + button, empty states.
Pricing
Start free. Upgrade once.
No subscriptions, no ads, and no hidden tiers. Monlio Pro is a single one-time purchase when you need more.
Free
$0
forever
Everything you need to start tracking manually — private, offline-first, and without bank linking.
- Up to 2 accounts
- Manual income, expense, transfer & exchange tracking
- Offline-first storage on your device
- Dashboard, accounts, and basic reports
- Face ID, Touch ID, or passcode app lock
- No ads and no subscriptions
Monlio Pro
$14.99
one-time
Unlock the full app when your finances grow — pay once, keep it forever on your Apple ID.
- Everything in Free
- Unlimited accounts
- Multi-currency tracking with live rates
- Advanced reports and period comparisons
- Optional iCloud sync across Apple devices
Compare plans
| Feature | Free | Pro |
|---|---|---|
| Manual transaction tracking | Included | Included |
| Offline-first local storage | Included | Included |
| Built-in amount calculator | Included | Included |
| Face ID / passcode app lock | Included | Included |
| Light & dark mode | Included | Included |
| No ads | Included | Included |
| No bank linking | Included | Included |
| Accounts | 2 | Unlimited |
| Multi-currency tracking | Not included | Included |
| Advanced reports | Not included | Included |
| Optional iCloud sync | Not included | Included |
Monlio Pro is purchased inside the app through the App Store. Price may vary by region. Restore purchases anytime with the same Apple ID.
About Monlio
“A minimal personal finance app for tracking money across currencies and asset classes — without bank linking or clutter.”
Monlio is built for people who want to understand their finances without handing over bank credentials. You enter transactions yourself, choose your categories, and see the full picture — from everyday spending to crypto and stock holdings — in the currency that matters to you. Simple, private, and designed to stay out of your way.
Manual by design
You enter every transaction. No bank credentials, no hidden imports.
Minimal by design
Generous whitespace, SF Pro typography, and a calm interface that stays out of your way.
Built for Apple
Swipeable dashboard cards, built-in calculator, optional iCloud sync, and Face ID lock on iPhone and iPad.
- What is Monlio?
- Monlio is a minimal personal finance tracker for iPhone and iPad. You manually log income, expenses, transfers, and currency exchanges across multiple accounts — including crypto and stocks — with swipeable dashboard cards, a built-in calculator, and optional iCloud sync. No bank linking required.
- Does Monlio have a built-in calculator?
- Yes. Tap the amount field when adding a transaction or account to use the built-in keypad with +, −, ×, ÷, and = to total amounts before saving.
- Can I customize my dashboard?
- Yes. Swipe through account cards below net worth, hide all balances with one tap beside the net worth label, and choose which accounts appear on the dashboard carousel. Cards sort by recent usage.
- Does Monlio connect to my bank?
- No. Monlio does not support bank account import or open banking. You enter transactions yourself for full control and privacy.
- Does Monlio work offline?
- Yes. Monlio is offline-first. Your data is stored locally on your device in SQLite and remains available without an internet connection.
- How does iCloud sync work?
- After signing in with Apple or Google, you can enable iCloud sync in Settings. Finance data syncs across your Apple devices via CloudKit. You can turn sync off or sign out while keeping local data on your device.
- What currencies and assets does Monlio support?
- Monlio supports multiple fiat currencies with exchange rates from Frankfurter (ECB), crypto prices from CoinGecko, and stock prices from Yahoo Finance. You set a default currency for net worth totals.
- Is Monlio free?
- Yes. Monlio includes a free tier with core manual tracking and up to 2 accounts. Monlio Pro is an optional one-time upgrade that unlocks unlimited accounts, multi-currency tracking, advanced reports, and iCloud sync. There are no ads and no subscriptions.
Start tracking with clarity
Clarity without complexity. Download Monlio for iPhone and iPad.