Dashboard
Net worth at a glance, account count, and your five most recent transactions.
Learn morePersonal finance for iPhone & iPad
Know your net worth. Stay in control.
Monlio is a calm, manual finance tracker for iPhone and iPad — multi-currency accounts, crypto and stocks, clear reports, and optional iCloud sync.
App Store link will appear here at launch.
Built for clarity and control
No bank linkingOffline-firstMulti-currencyiCloud syncFace ID lockCrypto & stocksNo bank linkingOffline-firstMulti-currencyiCloud syncFace ID lockCrypto & stocks
0
Bank connections required
100%
Offline-capable
Multi
Currency & asset support
iCloud
Optional sync across devices
Features
Bring all your money together.
Everything you need to track money — nothing you don't.
Track
Everything in one calm dashboard.
See net worth, account balances, and recent activity at a glance — without spreadsheets or bank feeds.
Get Monlio freeAccounts
Card, cash, savings, crypto, and stocks — each with balances and live default-currency equivalents.
Learn moreTransactions
Income, expense, transfer, and exchange entries with category, date, and optional notes.
Learn moreUnderstand
Reports that make sense.
Income vs. expenses, category breakdowns, and trends across currencies and asset classes.
Get Monlio freeReports
Income vs. expenses, category breakdowns, trends, and period-over-period comparison.
Learn moreMulti-currency
Per-account currencies, default currency for totals, ECB rates via Frankfurter.
Learn moreAssets
Live crypto prices (CoinGecko) and stock prices (Yahoo Finance).
Learn moreTrust
Your data stays yours.
Offline-first storage, optional iCloud sync, and app lock — designed for privacy from day one.
Get Monlio freeSync
Offline-first SQLite storage with optional iCloud sync across Apple devices.
Learn moreSecurity
Face ID, Touch ID, or passcode app lock; sign in with Apple or Google.
Learn moreDesign
Light and dark mode, iPad layout, haptics, empty states on every screen.
Learn moreAbout Monlio
“A minimal personal finance app for tracking money across currencies and asset classes — without bank linking or clutter.”
Monlio is built for people who want to understand their finances without handing over bank credentials. You enter transactions yourself, choose your categories, and see the full picture — from everyday spending to crypto and stock holdings — in the currency that matters to you. Simple, private, and designed to stay out of your way.
Manual by design
You enter every transaction. No bank credentials, no hidden imports.
Calm and focused
Light and dark mode, thoughtful empty states, and an interface that stays out of your way.
Built for Apple
Native iPhone and iPad experience with optional iCloud sync and Face ID lock.
- What is Monlio?
- Monlio is a minimal personal finance tracker for iPhone and iPad. You manually log income, expenses, transfers, and currency exchanges across multiple accounts — including crypto and stocks — without connecting a bank account.
- Does Monlio connect to my bank?
- No. Monlio does not support bank account import or open banking. You enter transactions yourself for full control and privacy.
- Does Monlio work offline?
- Yes. Monlio is offline-first. Your data is stored locally on your device in SQLite and remains available without an internet connection.
- How does iCloud sync work?
- After signing in with Apple or Google, you can enable iCloud sync in Settings. Finance data syncs across your Apple devices via CloudKit. You can turn sync off or sign out while keeping local data on your device.
- What currencies and assets does Monlio support?
- Monlio supports multiple fiat currencies with exchange rates from Frankfurter (ECB), crypto prices from CoinGecko, and stock prices from Yahoo Finance. You set a default currency for net worth totals.
- Is Monlio free?
- Monlio v1 has no ads and no subscription traps. Check the App Store listing for current pricing.
Start tracking with clarity
Clarity without complexity. Download Monlio for iPhone and iPad.